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IRS Says You Can Now Check The Status Of Your Stimulus Check With Get My Payment Tool

IRS Says You Can Now Check The Status Of Your Stimulus Check With Get My Payment Tool

The Internal Revenue Service (IRS) has announced that the “Get My Payment” tool is now open. Folks looking for information about their stimulus checks (Economic Impact Payments, or EIPs) can now check the status of both their first and second payments by using the Get My Payment tool, available in English and Spanish only on IRS.gov.

The “Get My Payment” tool will allow you to confirm that:

Whether the IRS has sent your second stimulus payment.
Whether the IRS sent your first stimulus payment. Not that some people received their first stimulus in partial payments; if you received partial payments, the tool will show only the most recent.
Whether to expect your stimulus payment by direct deposit or mail.
According to the IRS, data is updated once per day overnight, so there's no need to check more than once per day.

The IRS advises folks to use the tool to check on the status of their stimulus payment, but not to call. The IRS phone assistors do not have additional information beyond what’s available on IRS.gov and in the Get My Payment tool.

This second round of checks is part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021, passed by Congress last week and signed into law by President Trump on Sunday night.

What If You Have Trouble With The Tool?
To use the Get My Payment tool, you must first verify your identity by answering security questions. If the information you enter does not match IRS records, you will receive an error message. To avoid this:

Double-check the information requested;
Make sure what you enter is accurate;
Try entering your street address in a different way (for example: 123 N Main St instead of 123 North Main St.); and
Use the US Postal Service’s ZIP Lookup tool to look up the standard version of your address, and enter it into exactly as it appears on file with the Postal Service.
If your answers do not match the IRS records three times, you’ll be locked out of Get My Payment for security reasons. If that happens, you must wait 24 hours and try again. If you can’t verify your identity, you won’t be able to use Get My Payment. Unfortunately, there’s no fix for that: the IRS says not to not contact them.

However, if you verified your identity and received “Payment Status Not Available,” this means that the IRS cannot determine your eligibility for a payment right now. There are several reasons this could happen, including:

You didn’t file either a 2018 or 2019 tax return; or
Your recently filed return has not been fully processed.
Again, the IRS says there’s no fix for that and you should not contact them.

Timing Of Checks
As noted earlier, initial direct deposit payments began arriving last week. Paper checks were mailed beginning on Wednesday, December 30.

Direct deposit payments may take several days to post to individual accounts. Some folks may have seen the payments as pending or as provisional payments in accounts before the scheduled payment date of January 4, 2021, which was the official date that funds were available.

If you didn’t receive your earlier stimulus payment by direct deposit, you will likely receive a check or, in some instances, a debit card. If you don’t receive a direct deposit by early January, watch the mail for either a paper check or a debit card. Mailed payments will require more processing and mailing time.

Eligible check recipients who live abroad will have longer wait times for checks as disruptions to air travel and mail delivery in some countries will slow delivery.

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